Illustration of a person with various icons including glasses, clock, toothbrush, medicine bottle, tennis racket, skateboard, and lightning bolt, representing daily activities and health.

Smarter Benefits.
Handled In a Snap.

Canada’s platform for Health Spending Accounts,
Lifestyle Spending Accounts and complete protection coverage.

Flexible. Tax-smart. Built for impact.

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Tailored For You

  • Modern glass skyscraper with reflective windows and sharp geometric design.

    For Advisors

    Smart solutions that make you look even smarter. Simple tools, stronger client relationships.

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  • Modern lounge area with white and green chairs, a gray sofa, a large black floor lamp, and large windows letting in natural light, with partitioned glass walls in the background.

    For Employers

    Benefits your team will actually use. Flexible Health & Lifestyle Spending Accounts, built for Canadian businesses to boost recruitment and retention.

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  • A male surgeon in scrubs, glasses, and a surgical mask performing a procedure.

    For Incorporated Individuals

    Convert personal health expenses into eligible business write-offs. Tax-smart, CRA-compliant, and built for Canadian incorporated professionals and business owners.

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Why we’re different

    • No “one-size-fits all” solutions

    • Both Employers and Employees choose what matters most to them

    • Options span health and lifestyle (Dental, Prescriptions, Physio, Sports equipment, Gym Memberships, Sports shoes, pet care…the list going on!)

    • Higher engagement + real value from every dollar spent

  • Just snap a photo of your expense — no forms, no data entry — and your claim is submitted in seconds, not days.

    • Mobile App / Digital-first platform with fast reimbursements

    • No paperwork, no admin headaches

    • Clear tracking for employees and employers

    • Employers save admin time, employees get their money back quickly, and advisors can feel confident recommending a tool that just works.

  • Zero Premiums. Zero Waste.

    Why pay monthly premiums for benefits your employees may never use?

    With NHC’s Health & Lifestyle Spending Accounts, there are:

    • No monthly premiums — you only fund for what employees actually claim

    • No unused dollars wasted — every dollar goes directly toward employee wellbeing

    • Predictable + transparent costs — full visibility and control for employers

    • Flexible value — employees get the perks they’ll actually use

    It’s benefits made efficient, modern, and cost-smart.

  • Small businesses deserve big benefits.

    • Lifestyle Spending Accounts go beyond more than healthcare

    • Cover wellness, family, childcare, fitness classes or equipment, continuing education, and more

    • Support employees in every dimension of their lives

    • Strengthen recruitment and retention through whole-life wellbeing

  • The CoreHealth+ Plan combines affordable insurance for unplanned expenses with the flexibility of a Health Spending Account.

    • Low premiums, no medical underwriting

    • Coverage for companies with as few as one employee

    • Stop-loss protection for big claims

    • Life Insurance

    • Accidental Death Insurance

    • Critical Illness Insurance

    • Travel Emergency Medical Coverage

    • Excess Medical Coverage

    It’s the best of both worlds—security for the unexpected, flexibility for the everyday.

    • CRA-aligned and audit-ready

    • Designed for businesses of every size—from solo professionals to large teams

    • Built around Canadian tax rules + benefit structures

  • "Working with National HealthClaim Corporation is like a breath of fresh air. They are easy to work with and make administration a breeze. The HSA app is very user friendly for clients as well. You won't be disappointed."

    Eva Toplak

  • "I'm the payroll and Benefits Analyst for an Oil and Gas company, we use NHC for our HSA and LSA accounts. I have to say that team at NHC is absolutely amazing. They consistently go above and beyond to make sure that problems get solved efficiently and effectively. Response times are super quick. Thank you, for all the great work you do NHC!!"

    Sonia Sandhu

  • "Excellent service!! Very helpful at helping me process my claim quickly even though it was not straight forward (due to matters at my end). Bea was a pleasure to work with!! I would highly recommend this to any individual or company!"

    Jenn Vezina

  • "Very easy app to use. My claim was handled very quickly."

    Glenn Clauzel

  • "In a world where you now can expect to be on hold and transferred numerous times when you phone for support it was sure a wonderful experience to have my questions answered completely in under 10 minutes. Plus the lady I spoke with was very knowledgeable and friendly. Thank you soooo much."

    Dan Jones